Homeownership is at the heart of the American Dream.  And housing is at the heart of rural revitalization. 

Better housing opportunities are one of the central goals that rural communities set for themselves during the strategic planning processes Southern facilitates.  Southern Financial Partners responds to this need in a variety of ways, including financing of affordable multi-family housing developments.  Through the new Opportunity Mortgage Initiative, Southern Financial Partners now also offers mortgage loans to low and moderate income families who are unable to obtain mortgages from traditional lenders.  By expanding homeownership opportunities in the communities Southern serves, SFP is enabling families to build assets and encouraging them to put down roots and to invest in their communities’ future.